NRI Blog

Get answers to all your investment, taxation, repatriation, and remittance questions here

Frequently Asked

Why invest with iNRI?

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NRI investing in India is cumbersome, difficult to start with and needs local insights for making investment choices. We simplify the operational challenges and provide deep market understanding to guide you at each step. Inri is your personal wealth advisor and offer a one-stop platform to invest in India.

What if iNRI will shut down?

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We don't hold your money at any point, your money is invested directly from your bank account to the mutual funds.
So, your profile is with them, and you can access your portfolio with them at any time by logging into their website, without any dependence on iNRI.

Why invest in India?

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India is set to be the world’s fastest growing major economy of this decade. Index funds in India have grown 73% vs 42% growth of US Index in the last 5 years. With the Fed increasing interest rates, US equities have taken a hit but Indian markets are still strong. With India’s young talent and strong capital inflows, India is on the path towards becoming a global superpower.

How will taxation work?

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One has to pay taxes in India for the income and capital gains accrued in India. You may have to declare it in your foreign country to avoid double taxation. We streamline the entire process and take care of your tax fillings so that you don’t get mired in tax hassles.

Does iNRI have an iOS or Android app?

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No, but we are planning to launch it soon this year.

Are all funds available for US / Canada residents?

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A lot of mutual fund houses are not available to US Canada residents because of additional FATCA compliance restrictions they face. We curate the ones that are available based on your residence country.

I don’t know where to invest in India. Where do I start?

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Absolutely, our team has put in the research so you don’t have to. We offer a curated basket of instruments, based on your financial goals and risk appetite.

Is my money safe?

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Your money always stays with you. The funds directly flow from your bank account to the the financial instruments (e.g. mutual fund, ETFs, etc.). We are your personal advisor and help guide your investment choices best aligned to your financial goals.

How does currency exchange work here?

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Your money gets converted into INR when it’s deposited in the Indian bank account. All your investments are in INR and are redeemed in INR back to your Indian bank account. You can easily repatriate it back through an NRE account (no limits) and NRO account (upto $1M annually).

Which accounts are required?

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One just needs a NRE/NRO bank account to start investing in Mutual Funds.

Do you help open bank accounts as well?

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Yes, we’ve partnered with Indian major banks and help provide support in opening all required accounts faster at no extra fees.

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We are a certified Mutual Fund distributor registered with
Association of Mutual Funds in India (AMFI) with Reg. No. 273414
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Techbloom India Pvt. Ltd. ( is a company incorporated in Bengaluru. Techbloom India Pvt. Ltd. ( is certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 273414
Techbloom India Pvt. Ltd. ( provides platform to invest in mutual funds in India under all the regulated guidelines. Customer(s) funds remain within the regulated environment throughout the investment lifecycle and Techbloom India Pvt. Ltd. ( does not touch or hold customer(s) funds. customer(s) deal directly with a clearly identified regulated entity via iNRI platform.

Mutual fund investments are subject to market risk. Please read all scheme related documents before investing.
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