NRI Blog

Learn how NRIs can claim tax deductions up to ₹1.5 lakh under Section 80CCC for pension plan contributions in India. Explore eligibility, limits, key differences with Section 80CCD, and smart tax planning tips for 2025.

Claim valuable tax deductions under Section 80D as an NRI on health insurance premiums in India. Learn eligibility, limits, filing tips, and new tax regime updates for 2025 to optimize your tax savings.

Discover how NRIs can save up to ₹2 lakhs in taxes using Section 80CCD through NPS and APY contributions. Learn the latest 2024 updates, benefits, and smart planning tips.

Form 16A is vital for NRIs earning non-salary income in India. Learn how to access, verify, and use it to claim tax credits and avoid double taxation.

Form 26AS helps NRIs track Indian tax deductions, income, and refunds. Learn how to access, verify, and use it to file accurate tax returns.

Pay Less Taxes on $150K Income. Comparing W-2, Capital Gains from stocks, and Rental Income.

Renew your Indian passport in Spain with this complete guide. Learn about required documents, fees, processing times, and step-by-step procedures at VFS Global centers in Madrid and Barcelona.

Renew your Indian passport in Belgium with this detailed guide. Learn about required documents, fees, processing times, and step-by-step application procedures at the Indian Embassy in Brussels.

Renew your Indian passport in Norway easily with our detailed guide. Learn about required documents, fees, processing time, and appointment booking at the Indian Embassy in Oslo. Plan ahead for a smooth renewal process.

Renew your Indian passport in Switzerland easily with our step-by-step guide. Learn about required documents, fees, processing time, and emergency renewal options. Plan ahead for a smooth renewal process at the Indian Embassy in Bern.

Need to renew your Indian passport in Sweden? Learn the step-by-step process, required documents, fees, and processing time for a hassle-free renewal through the Indian Embassy in Stockholm.

Renew your Indian passport in the Netherlands with ease. Follow our step-by-step guide on application, documents, fees, and VFS Global appointments. Processing takes 4 weeks.

Learn how to renew your Indian passport in Italy with this step-by-step guide. Find out about required documents, eligibility, processing times, fees, and tracking your application.

Need to renew your Indian passport in France? Our step-by-step guide covers the process, required documents, fees, and processing time at VFS Global centers in Paris & Marseille.

Learn how to renew your Indian passport in Germany with this step-by-step guide. Find required documents, fees, processing time, and appointment booking details.

Renew your Indian passport in Canada with this complete guide. Learn about required documents, processing time, Tatkaal service, fees, and tracking your application.

Need to renew your Indian passport in the UK? Get a complete guide on documents, application steps, fees, processing times, and tracking your renewal with VFS Global.

Learn how to renew your Indian passport in Saudi Arabia with this complete guide. Get details on required documents, application steps, fees, and tracking your renewal status.

Indian banks in the UK offer NRI banking, remittance, and financial services. Find branches of SBI, ICICI, PNB, and more with contact details and working hours.

Need to renew your Indian passport in the UAE? Our complete guide covers fees, required documents, processing times, and how to apply through BLS centers. Get your passport hassle-free!

Find ICICI Bank branches in the UK, including Birmingham, East Ham, Harrow, Southall, Wembley & Manchester. Explore NRI accounts, remittance & digital banking solutions for seamless cross-border finances

Looking for Bank of Baroda (BoB) branches in the UK? Find branch locations in London, Manchester, Leicester & Kenton, services, contact details & how NRIs can open an account.

Discover PNB Bank branches in the UK, offering NRI banking services, remittance solutions, and business banking. Find branch locations in London, Birmingham, Leicester, and Wolverhampton. Learn how to open an NRE/NRO account easily, both offline and online via iNRI digital banking.

Learn how CDSL EASI simplifies demat account management with 24/7 portfolio tracking, multi-account access, and corporate action updates. Secure, convenient, and free—manage your investments with ease.

Learn everything about the Tax Residency Certificate (TRC) for NRIs, including its benefits, eligibility, application process, and how it helps avoid double taxation under DTAA. Get expert insights now!

Discover the tax benefits of RNOR (Resident but Not Ordinarily Resident) status in India. Learn about eligibility, tax exemptions, income rules, and recent changes for returning NRIs. Maximize your financial advantages with RNOR status today!

Learn the key differences between entry and exit loads in mutual funds. Discover how exit loads impact your returns and smart strategies like SWPs to minimize charges. Plan your investments wisely for better long-term gains.

Discover the key differences between Growth and IDCW mutual fund options for NRIs. Learn about tax implications, repatriation rules, and which option best suits your financial goals. Maximize returns with the right investment choice.

Aggressive hybrid funds delivered 31.20% returns last year, outperforming balanced advantage funds at 24.31%. Learn how balanced and balanced advantage funds differ in strategy, risk, and flexibility to make informed investment decisions.

Sovereign Gold Bonds (SGBs) have been a secure investment option in India since 2015, offering 2.5% annual interest and tax benefits. However, Budget 2025 has announced the discontinuation of SGBs due to rising gold prices and high borrowing costs. Learn more about the impact and alternatives.

Learn how ex-dividend and record dates impact dividend eligibility and trading strategies. Understand key changes with the T+1 settlement cycle and rules for dividend investors, including NRIs.

Discover the potential of emerging market funds, their advantages, risks, and investment strategies. Learn how ETFs, mutual funds, and regional funds can diversify your portfolio and maximize returns.

Learn everything about MICR codes on Indian checks, their format, significance in banking transactions, and where to find them on checkbooks, passbooks, and digital platforms.

Explore essential steps to navigate the challenges of a mutual fund manager's exit. Understand how to evaluate your investments and make informed decisions for your financial future.

Compare Gold ETFs vs Gold Mutual Funds in 2025. Learn about performance, costs, and key differences to make an informed investment decision. Explore expense ratios, trading flexibility, and how each option fits your financial goals.

Discover the differences between NEFT, RTGS, and IMPS for NRIs. Learn about transfer limits, processing times, costs, and the best option for sending money to India efficiently.

Discover how US Non Resident Aliens can file U.S. taxes with IRS Form 1040-NR. Learn filing requirements, deadlines, and tips to simplify your tax process.

Explore how ESG fund investments are outperforming traditional options, with insights on NRI investment strategies, tax benefits, and sustainable investing. Learn how to align your financial goals with environmental, social, and governance principles for optimal returns.

Discover how Non-Resident Indians (NRIs) can invest in Fund of Funds (FOF) in India, with details on account types, documentation, and investment options. Learn about the benefits of diversification, professional management, and tax advantages through India's Double Tax Avoidance Agreements (DTAA)

Learn about FBAR for NRIs. Understand reporting thresholds, account types, and filing steps to stay compliant.

Navigate NRI tax challenges in the US. Learn about residency status, federal and state tax requirements, and how to avoid common mistakes.

Master NRI tax filing in the US. Learn key deadlines, essential documents, and tips to maximize tax benefits.

Navigate NRI state tax complexities in 2025. Learn state-specific filing requirements, multi-state tax credits, and key deadlines.

Discover how NRIs can claim up to $2,000 per child with the Child Tax Credit. Learn eligibility, documentation, and tips to maximize benefits.

Maximize your tax savings. Learn about standard vs. itemized deductions for NRIs, eligibility, and essential documentation.

Navigate NRI PPF tax compliance with US regulations. Learn about reporting requirements, new rules, and essential forms to avoid penalties.

Boost your retirement savings with IRAs. Learn about contribution limits, tax benefits, and investment strategies for Traditional, Roth, SEP, and SIMPLE IRAs.

Understand the latest PPF rules for NRIs, including restrictions, withdrawal process, and tax implications. Stay compliant and plan your investments smartly.

Learn how NRIs can buy term insurance in India, explore tax benefits, flexible premiums, and easy claim processes. Secure your family's future with top policies.

Understand Schedule K-1, the tax document that reports your share of income, deductions, and credits from partnerships, S corporations, and trusts.

Key differences between SSN and ITIN, their uses, eligibility criteria, and application processes. Understand which identification number suits your needs for taxes, financial transactions, and more in the United States.

Form 1099, the tax document for reporting non-employment income. Learn its types, filing deadlines, how to handle errors or missing forms, and its impact on your taxes. Stay compliant with expert tips!

Everything about Form W-2: the essential tax document for employees. Understand its components, filing deadlines, how to handle errors, and the differences between W-2, 1099, and W-4 forms.

Avoid penalties by understanding FATCA Form 8938 requirements. Learn who needs to file, reporting thresholds, and steps to stay compliant with IRS regulations.

IRS Form 1040: learn who needs to file, how to complete it, and which schedules to use for accurate tax reporting.

Learn how to address IRS non-compliance notices, avoid $10,000+ penalties, and respond effectively. Know the required documentation and common notice types.

TREPS are short-term money market instruments to manage surplus funds and earn returns. Explore the role of TREPS in money market funds.

Offshore banking is a practice of maintaining a bank account outside one's country of residence. For NRIs, it is particularly beneficial to park a part of the funds in these accounts to grow their wealth in the long term.

Explore the differences between a Demat Account vs Statement of Accounts. Learn about the benefits of Demat accounts vs SOA, and which one suits your investment strategy.

New Fund Offer (NFO) is a limited-time subscription period when an AMC launches a new mutual fund. Explore open & upcoming NFOs for NRIs.

Understand OCI meaning and explore the benefits of becoming an Overseas Citizen of India. Learn about investment opportunities available to OCI cardholders in India.

Net Asset Value (NAV) is the per unit value of the mutual fund. Change in NAV helps in calculating the returns from the mutual fund.

NRIs cannot keep their Employee Provident Fund (EPF) account active once they move abroad. They can withdraw their entire balance immediately without any waiting period.

Understand dual tax residency, filing requirements, and IRS rules for U.S. taxpayers. Learn how to avoid mistakes and leverage tax treaty benefits.

Learn how the Substantial Presence Test determines U.S. tax residency. Calculate SPT and understand exemptions and filing requirements for accurate compliance.

Optimize your 401(k) as an NRI with expert tips on contributions, tax implications, and withdrawal strategies. Secure your financial future with smart planning.

Find out the addresses for different Indian bank branch offices in France. Understand the procedure to follow while opening an NRI account.

Find out the addresses for different Indian bank branch offices in Germany. Understand the procedure to follow while opening an NRI account.

Find out the addresses for different Indian bank branch offices in Australia. Understand the procedure to follow while opening an NRI account.

Get personalized portfolios tailored to your financial goals and risk tolerance with iNRI’s Smart Investing Tool. Start your investment journey today!

Find out the addresses for different Indian bank branch offices in Oman. Understand the procedure to follow while opening an NRI account.

Find out the addresses and contact info for Indian bank branches in Canada, including SBI, ICICI Bank, HDFC Bank, and others. Explore major cities and branch services for NRIs.

Find out the addresses for different Indian bank branch offices in Singapore. Understand the procedure to follow while opening an NRI account.

Find out the addresses for Southern Indian bank and Union bank branch offices in Kuwait. Understand the procedure and the document requirement to follow while opening an NRI account.

Learn how Debt Funds are better than FDs for NRIs, offering more flexibility, tax efficiency, liquidity, and higher returns.

Find out the addresses for different Indian bank branch offices in Qatar. Understand the procedure to follow while opening an NRI account.

Find out the addresses for different Indian bank branch offices in Bahrain. Understand the procedure to follow while opening an NRI account.

OCIs with preexisting conditions can obtain medical insurance in India. However, there is a waiting period of 1-4 years, and the premiums are usually higher.

Looking to renew your Indian driving license? Learn how to renew an Indian driving license online, understand the renewal process, and discover the documents required to renew an Indian driving license.

Lost your PAN card in the USA? NRIs can easily reapply online for a duplicate or reissued PAN card. Learn required documents and step-by-step process.

Find India's top 10 mutual funds by performance in the last 3 years. Learn why NRIs should invest in mutual funds and how to select high-growth mutual funds in India.

Discover the locations and contact details of top Indian bank branches in Abu Dhabi including SBI, ICICI Bank, HDFC Bank, and more. Find everything you need in one place.

Explore Indian bank branches in Dubai, including SBI, HDFC, ICICI, and more. Find addresses, contacts, and learn how NRIs can open NRE/NRO accounts through iNRI.

Bitcoin is reaching new highs. Why is that? Institutional backing drives $100K hopes.

Learn how to apply for an Overseas Citizen of India (OCI) Card. Understand the eligibility criteria and benefits while applying for an OCI Card.

Understand the relevance of FATCA / CRS for NRIs planning to invest in India. Learn the difference between FATCA and CRS

Get to know which investments might have an impact when your residential status changes and how to deal with it.

Find out the addresses for different SBI branch offices in the USA. Understand the procedure to follow while opening an SBI NRI account.

Gilt mutual funds invest primarily in government securities. Here’s a list of best gilt mutual funds for NRIs.

The OCI Card is a privilege given to citizens of Indian origin that allows them to live, work, travel, and invest in India indefinitely. Read on to learn about the application process and processing time.

Understand flexi cap vs multi cap funds, their benefits, and which option is best suited for NRIs. Learn how to make an informed investment choice.

Find out the addresses for different ICICI branch offices in the Canada. Understand the procedure to follow while opening an ICICI NRI account.

Find out the addresses for different SBI branch offices in the Canada. Understand the procedure to follow while opening an SBI NRI account.

Understand what is a Systematic Withdrawal Plan (SWP), how they work, and the benefits they offer. Discover how SWP can provide a steady income stream while preserving your investment capital.

Learn how critical illness insurance coverage options can protect NRIs in India from high medical costs and loss of income. Explore key features, tax advantages, and essential tips to find India's top critical illness insurance plans.

Renew your Indian passport in the USA as an NRI. Step-by-step process, required documents, Tatkal service, fees, and VFS tracking explained.

Find out the addresses for different SBI branch offices in the USA. Understand the procedure to follow while opening an SBI NRI account.

NRIs can now renew their minor kid's passport online while staying abroad without hassle through the VFS Global portal.

A transaction reference number is a unique alphanumeric code assigned for financial transaction tracking. It helps in record keeping and resolves transaction-related queries efficiently.

NRIs and businesses use remit to address to send money internationally. Learn what it means and how to find the correct remittance address for your transactions.